Browsing by Author "Karahan, Mehmet Oguz"

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Citation - WoS: 1
Digital Banking Adoption: Evidence from the Nigerian Youth Market
(INT JOURNAL CONTEMPORARY ECONOMICS & ADMINISTRATIVE SCIENCES, 2024) Ebru Esendemirli; Alabi Abdulraouv Olawale; Saban Celik; Mehmet Oguz Karahan; Olawale, Alabi Abdulraouv; Karahan, Mehmet Oguz; Celik, Saban; Esendemirli, Ebru
This study aims to identify the factors influencing the adoption of digital banking in the Nigerian youth market. The research explores the adoption of both mobile and internet banking as part of a single digital banking concept. The research model extends the technology acceptance model (TAM) by further examining the impact of awareness culture social norms perceived trust perceived security on behavioral intention. The results suggest a strong influence of perceived trust on behavioral intention to adopt digital banking. Perceived ease of use perceived usefulness perceived security and perceived risk are key determinants of perceived trust in the Nigerian context. Other factors affecting behavioral intention are awareness and social norms.
Citation - WoS: 10
Citation - Scopus: 14
Exploring Online Payment System Adoption Factors in the Age of COVID-19—Evidence from the Turkish Banking Industry
(MDPI, 2022) Melih Coskun; Ebru E. Saygılı; Mehmet Oğuz Karahan; Karahan, Mehmet Oguz; Coskun, Melih; Saygili, Ebru
Turkey’s e-commerce market is rapidly expanding and the country is ranked first in the world in monthly mobile purchases. The purpose of this study is to determine the factors that influence the adoption of online payments systems among the customers of a Turkish bank during the COVID-19 pandemic. The research model extends the technology acceptance model (TAM) by further examining the impact of 11 factors on attitude behavioral intention and actual usage. The results suggest a strong influence of these factors on attitude and behavioral intention. Relative advantage perceived trust perceived usefulness personal innovativeness perceived integrity perceived ease of use health and epidemic effects income private sector employment and self-employment all have a positive effect on actual online payment system usage. However perceived risk and age have a negative impact on the actual online payment system usage. © 2022 Elsevier B.V. All rights reserved.