The Impact of Macro-Prudential Measures on Retail Loans: Evidence from Turkey

dc.contributor.author Mete Bumin
dc.contributor.author F. Dilvin Taskin
dc.contributor.author Bumin, Mete
dc.contributor.author Taskin, F. Dilvin
dc.date JAN-JUN
dc.date.accessioned 2025-10-06T16:21:24Z
dc.date.issued 2015
dc.description.abstract Following the global financial crisis savings rate to GDP ratio in Turkey declined to severe levels. The Banking Regulation and Supervision Agency of Turkey took various macro-prudential measures to limit the retail loans in the banking sector to support the policies for increasing the savings rate. The aim of this paper is to analyze the effectiveness of these measures thus the comparison of the growth rate of the loan types for the period of December 2010-September 2013 to October 2013-September 2015 with Welchs' t-tests. The results of the analysis points to the success of BRSA measures with significant declines in consumer loans namely car loans general purpose loans and credit cards with installments.
dc.identifier.issn 1925-4423
dc.identifier.uri https://gcris.yasar.edu.tr/handle/123456789/6842
dc.language.iso English
dc.publisher INT JOURNAL CONTEMPORARY ECONOMICS & ADMINISTRATIVE SCIENCES
dc.rights info:eu-repo/semantics/closedAccess
dc.source INTERNATIONAL JOURNAL OF CONTEMPORARY ECONOMICS AND ADMINISTRATIVE SCIENCES
dc.subject Banking, macro-prudential measures, loan growth
dc.subject Macro-Prudential Measures
dc.subject Banking
dc.subject Loan Growth
dc.title The Impact of Macro-Prudential Measures on Retail Loans: Evidence from Turkey
dc.type Article
dspace.entity.type Publication
gdc.author.id Taşkın, Dilvin/0000-0001-6139-8006
gdc.author.wosid Taşkın, Dilvin/AAL-1206-2020
gdc.author.wosid Bumin, Mete/GWZ-2497-2022
gdc.coar.type text::journal::journal article
gdc.description.department
gdc.description.departmenttemp [Bumin, Mete] Banking Regulat & Supervis Agcy Turkey, Izmir, Turkey; [Taskin, F. Dilvin] Yasar Univ, Dept Business, Finance, Izmir, Turkey
gdc.description.endpage 66
gdc.description.issue 1-2
gdc.description.publicationcategory Makale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı
gdc.description.startpage 48
gdc.description.volume 5
gdc.description.woscitationindex Emerging Sources Citation Index
gdc.identifier.wos WOS:000373837900003
gdc.index.type WoS
gdc.wos.citedcount 1
oaire.citation.endPage 66
oaire.citation.startPage 48
person.identifier.orcid Taskin- Dilvin/0000-0001-6139-8006,
publicationissue.issueNumber 1-2
publicationvolume.volumeNumber 5
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relation.isOrgUnitOfPublication.latestForDiscovery ac5ddece-c76d-476d-ab30-e4d3029dee37

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