Exploring Online Payment System Adoption Factors in the Age of COVID-19—Evidence from the Turkish Banking Industry

dc.contributor.author Melih Coskun
dc.contributor.author Ebru E. Saygılı
dc.contributor.author Mehmet Oğuz Karahan
dc.contributor.author Karahan, Mehmet Oguz
dc.contributor.author Coskun, Melih
dc.contributor.author Saygili, Ebru
dc.date.accessioned 2025-10-06T17:49:57Z
dc.date.issued 2022
dc.description.abstract Turkey’s e-commerce market is rapidly expanding and the country is ranked first in the world in monthly mobile purchases. The purpose of this study is to determine the factors that influence the adoption of online payments systems among the customers of a Turkish bank during the COVID-19 pandemic. The research model extends the technology acceptance model (TAM) by further examining the impact of 11 factors on attitude behavioral intention and actual usage. The results suggest a strong influence of these factors on attitude and behavioral intention. Relative advantage perceived trust perceived usefulness personal innovativeness perceived integrity perceived ease of use health and epidemic effects income private sector employment and self-employment all have a positive effect on actual online payment system usage. However perceived risk and age have a negative impact on the actual online payment system usage. © 2022 Elsevier B.V. All rights reserved.
dc.identifier.doi 10.3390/ijfs10020039
dc.identifier.issn 22277072
dc.identifier.issn 2227-7072
dc.identifier.scopus 2-s2.0-85132020083
dc.identifier.uri https://www.scopus.com/inward/record.uri?eid=2-s2.0-85132020083&doi=10.3390%2Fijfs10020039&partnerID=40&md5=2d10016b40bacbdebafe07c5b0f7cfc2
dc.identifier.uri https://gcris.yasar.edu.tr/handle/123456789/8700
dc.identifier.uri https://doi.org/10.3390/ijfs10020039
dc.language.iso English
dc.publisher MDPI
dc.relation.ispartof International Journal of Financial Studies
dc.rights info:eu-repo/semantics/openAccess
dc.source International Journal of Financial Studies
dc.subject Actual System Usage, Attitude, Behavioral Intention, Online Payment Systems, Tam
dc.subject Behavioral Intention
dc.subject TAM
dc.subject Online Payment Systems
dc.subject Actual System Usage
dc.subject Attitude
dc.title Exploring Online Payment System Adoption Factors in the Age of COVID-19—Evidence from the Turkish Banking Industry
dc.type Article
dspace.entity.type Publication
gdc.author.id esendemirli, ebru/0000-0002-0458-8740
gdc.author.id KARAHAN, MEHMET OGUZ/0000-0003-0959-5824
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gdc.author.wosid esendemirli, ebru/HOC-6007-2023
gdc.author.wosid KARAHAN, MEHMET OGUZ/AAD-6137-2020
gdc.bip.impulseclass C4
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gdc.description.department
gdc.description.departmenttemp [Coskun, Melih] Yasar Univ, Grad Sch, TR-35100 Izmir, Turkey; [Saygili, Ebru; Karahan, Mehmet Oguz] Yasar Univ, Fac Business, TR-35100 Izmir, Turkey
gdc.description.issue 2
gdc.description.publicationcategory Makale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı
gdc.description.startpage 39
gdc.description.volume 10
gdc.description.woscitationindex Emerging Sources Citation Index
gdc.identifier.openalex W4281637611
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gdc.oaire.keywords TAM
gdc.oaire.keywords attitude
gdc.oaire.keywords online payment systems; TAM; attitude; behavioral intention; actual system usage
gdc.oaire.keywords behavioral intention
gdc.oaire.keywords HG1-9999
gdc.oaire.keywords online payment systems
gdc.oaire.keywords Finance
gdc.oaire.keywords actual system usage
gdc.oaire.popularity 1.1872071E-8
gdc.oaire.publicfunded false
gdc.oaire.sciencefields 0502 economics and business
gdc.oaire.sciencefields 05 social sciences
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gdc.opencitations.count 12
gdc.plumx.crossrefcites 13
gdc.plumx.mendeley 184
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gdc.scopus.citedcount 14
gdc.virtual.author Saygili, Ebru
gdc.virtual.author Karahan, Mehmet Oğuz
gdc.wos.citedcount 10
person.identifier.scopus-author-id Coskun- Melih (57742682200), Saygılı- Ebru E. (57189301055), Karahan- Mehmet Oğuz (57212778785)
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