Digital Banking Adoption: Evidence from the Nigerian Youth Market

dc.contributor.author Ebru Esendemirli
dc.contributor.author Alabi Abdulraouv Olawale
dc.contributor.author Saban Celik
dc.contributor.author Mehmet Oguz Karahan
dc.contributor.author Olawale, Alabi Abdulraouv
dc.contributor.author Karahan, Mehmet Oguz
dc.contributor.author Celik, Saban
dc.contributor.author Esendemirli, Ebru
dc.date JAN-JUN
dc.date.accessioned 2025-10-06T16:21:00Z
dc.date.issued 2024
dc.description.abstract This study aims to identify the factors influencing the adoption of digital banking in the Nigerian youth market. The research explores the adoption of both mobile and internet banking as part of a single digital banking concept. The research model extends the technology acceptance model (TAM) by further examining the impact of awareness culture social norms perceived trust perceived security on behavioral intention. The results suggest a strong influence of perceived trust on behavioral intention to adopt digital banking. Perceived ease of use perceived usefulness perceived security and perceived risk are key determinants of perceived trust in the Nigerian context. Other factors affecting behavioral intention are awareness and social norms.
dc.identifier.doi 10.5281/zenodo.13871769
dc.identifier.issn 1925-4423
dc.identifier.uri http://dx.doi.org/10.5281/zenodo.13871769
dc.identifier.uri https://gcris.yasar.edu.tr/handle/123456789/6641
dc.identifier.uri https://doi.org/10.5281/zenodo.13871769
dc.language.iso English
dc.publisher INT JOURNAL CONTEMPORARY ECONOMICS & ADMINISTRATIVE SCIENCES
dc.rights info:eu-repo/semantics/closedAccess
dc.source INTERNATIONAL JOURNAL OF CONTEMPORARY ECONOMICS AND ADMINISTRATIVE SCIENCES
dc.subject Digital Banking, TAM, Perceived Trust, Awareness, Perceived Security, Social Norms
dc.subject USER ACCEPTANCE, PERCEIVED USEFULNESS, ONLINE BANKING, TECHNOLOGY, SATISFACTION, EXTENSION, EASE
dc.subject TAM
dc.subject Digital Banking
dc.subject Perceived Trust
dc.subject Social Norms
dc.subject Awareness
dc.subject Perceived Security
dc.title Digital Banking Adoption: Evidence from the Nigerian Youth Market
dc.type Article
dspace.entity.type Publication
gdc.author.wosid ÇELİK, ŞABAN/H-1166-2018
gdc.author.wosid Karahan, Mehmet/AAD-6137-2020
gdc.bip.impulseclass C5
gdc.bip.influenceclass C5
gdc.bip.popularityclass C5
gdc.coar.type text::journal::journal article
gdc.collaboration.industrial false
gdc.description.department
gdc.description.departmenttemp [Esendemirli, Ebru; Karahan, Mehmet Oguz] Yasar Univ, Bornova, Turkiye; [Olawale, Alabi Abdulraouv] Yasar Univ, Niger, Nigeria; [Celik, Saban] Izmir Katip Celebi Univ, Izmir, Turkiye
gdc.description.endpage 35
gdc.description.issue 1
gdc.description.publicationcategory Makale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı
gdc.description.startpage 14
gdc.description.volume 14
gdc.description.woscitationindex Emerging Sources Citation Index
gdc.identifier.openalex W6968354550
gdc.identifier.wos WOS:001343430800002
gdc.index.type WoS
gdc.oaire.diamondjournal false
gdc.oaire.impulse 0.0
gdc.oaire.influence 2.3811355E-9
gdc.oaire.isgreen true
gdc.oaire.keywords TAM
gdc.oaire.keywords Perceived Trust
gdc.oaire.keywords Perceived Security
gdc.oaire.keywords Social Norms
gdc.oaire.keywords Digital Banking
gdc.oaire.popularity 2.2424942E-9
gdc.oaire.publicfunded false
gdc.openalex.collaboration International
gdc.openalex.fwci 0.0
gdc.openalex.normalizedpercentile 0.75
gdc.opencitations.count 0
gdc.wos.citedcount 1
oaire.citation.endPage 35
oaire.citation.startPage 14
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publicationvolume.volumeNumber 14
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